Bussiness Ideas
Saveit – Empowering Bharat through Smart Savings and Local Commerce
Saveit is a Bharat-first fintech platform designed to empower middle-income users and local merchants across Tier 2 and Tier 3 cities. Our mission is to make everyday savings simple, digital, and accessible, while simultaneously boosting the visibility and revenue of local businesses.
The platform integrates multiple financial services into one intuitive app. Users can discover and redeem gift cards at 4,000+ offline stores, pay utility bills with zero fees, and access AI-powered credit card recommendations based on spending behavior. What sets Saveit apart is its regional language interface, voice-enabled features, and low-bandwidth optimisation, making it highly usable even for first-time digital users.
On the merchant side, Saveit provides a zero-cost digital toolkit including real-time offer creation, customer tracking, and payment management. By bridging offline commerce with digital engagement, we help local shops compete with e-commerce and quick commerce players.
In Phase 2, Saveit will integrate ONDC to connect local merchants with a pan-India buyer base and bring users unbeatable savings through open digital commerce. We also plan to scale our AI assistant “Gaama” for voice-based support and financial nudges.
Backed by incubation at Jaipuriya Foundation and aligned with UP Government’s financial inclusion goals, Saveit has already onboarded 200+ brands and 5,000 users during its prototype phase.
Saveit is more than just a fintech app — it’s a grassroots movement to digitize savings, empower merchants, and create lasting economic value across Bharat.
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